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Idea: the smart merchants guide to reducing credit card processing fees

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Abstract

#My Blog ť Credit Card Processing | Card Services | Merchants |
Merchant Comments Feed My Blog Website Disclaimer

A MUST READ FOR EVERY COMPANY THAT ACCEPTS CREDIT CARDS.

Learn what processing companies don't want you to know. Step by Step guide to
Lower Your Credit Card Merchant Processing Fees.

youtube/embed/oW-6P27gE5o?rel=0&autoplay=1

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"Reading this book and following the directions within has got to be one of
the easiest ways a business owner can make meaningful cost reductions." --
Daniel Green, CPA

Read what our clients have to say.

" I was absolutely convinced that our bank was giving us the best deal,
but since I had nothing to lose in letting an impartial expert look,
combined with the fact that if there was savings, I didn't need to
switch from my bank, I figured why not. Adam helped us cut more than
$400 from our processing costs and we never had to change away from our
bank. I definitely recommend this to any business that takes credit
cards."
Gary Kuftedjian, Owner, Meineke & Econo

"One of our fastest growing expenses is credit card processing.
Although we regularly review our costs, I liked the idea of letting an
expert in that industry give us an unbiased second opinion. It turns
out that we were able to cut more than $800 our first month and expect
$1,200 to $1,500 savings in subsequent months. One of the best parts is
that we never had to change service providers. I can say without a
doubt that we would not have gotten anywhere near the same results
trying to do this on our own without knowing the intricacies of payment
processing. There is a lot more that goes into this from what I had
previously thought. This is something that any business that has an eye
on controlling costs should use."
Carole Griffin, Controller, Temecula Valley Pipe & Supply

"We have realized about half of our overall savings by EP Consulting
getting us better pricing terms with our existing company; the other
half came by helping us identify procedures at our point of sale that
enable our transactions to be processed at the least costly method. We
expect to add close to $30,000 to our bottom line through Adam
Pflaumer's services."
Scott Aaron, Controller, DeSoto Sales

"When we learned that there was a company that fights for businesses
like ours to get a fair deal with the credit card processing companies
we were really glad. This is one expense that is so confusing and just
keeps growing. Adam Pflaumer taught us the things the processors don't
want us to know and in doing so, helped us cut hundreds off of our
processing costs each month. I recommend this book to any company that
accepts credit cards."
Suanne Chung, Owner, T-Shirt Factory

"Whenever I contacted my processor they would appease me by making a
slight reduction in my rate but the savings would be small, if any. I
decided to work with Adam Pflaumer at EP Consulting and it was
eye-opening. We now have much better terms with our processor that I
previously didn't even know existed. I never had to change companies
and I have cut hundreds of dollars a month off my processing expenses."
-Bill Seltzer, President, Temecula Valley Golf School

"Although we thought we had already done our homework on this, I was
curious in getting a second objective opinion. I am glad I did. After
working with Mr. Pflaumer's company we have reduced our merchant credit
card processing expense by more than $900 per month. We did not have to
change companies and it was effortless."
John Stull, CEO Global Tracking

We Offer 2 Choices

1) The Smart Merchant's Guide to Reducing Processing Costs eBook &
Video - $97.

What you need to know and do to minimize your merchant account fees.

In the 147-page eBook and interactive companion video you'll learn:
* The secrets the processing companies don't want you to know.
* The best pricing and how to get it.
* Ensuring your transactions clear at the lowest cost processing
method.
* Pitfalls to avoid.

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2) One-on-One Coaching & Instruction for the Do-It-Yourselfer -$479

What you need to know and do to minimize your merchant account fees.
* Review of your specific business.
* 1-hour strategy call.
* Review of your specific savings potential.
* The best pricing, and what you need to do to get it.
* Documents you will need.
* Interchange analysis & advice specific to your business.
* Alternative payment method feasibility review.
* Pitfalls to avoid.
* Access to 3 additional hours of consulting.
* Includes access to Smart Merchant eBook & Video download.

Our 100% Money Back Guarantee

Reduce your annual processing cost by $1000 or receive a full refund.

Lower My Processing Fees- Mr. Pflaumer has more than 15 years of
experience in the merchant credit card processing industry. He has held
management positions for the most reputable firms in the merchant
acquiring industry including First Data, Union Bank of California, and
Global Payments. Most recently he served as vice president of
operations for Connect Merchant Payment Services and later became
president. In 2007, Mr. Pflaumer started EP Consulting, one of the
first consulting firms within the payments industry dedicated to
helping small and mid-sized businesses minimize costs relating to
payment processing from an unbiased or "processor neutral" standpoint.
Mr. Pflaumer's expertise includes pricing, Interchange, transaction
delivery systems, charge backs, risk management, PCI (Payment Card
Industry) compliance, point of sale equipment, merchant service
contracts, and alternative payment methods.

"I wrote this guide to take what I know about merchant credit card
processing and put it to use on the side of merchants to help educate
and empower them to minimize one of the fastest growing and often times
confusing expense categories -- merchant credit card processing. It
will provide you with some of the easiest ways that you can take
immediate action to cut costs and add profit."
-- Adam Pflaumer

"We were trying to cut costs in this ever-slowing economy and looked at
all of our operating expenses. Adam Pflaumer was able to look at our
merchant credit card processing expenses and re-negotiate our terms,
saving us hundreds of dollars a month. We did not have to change
processing companies and are very pleased with the results.
"
Mike Wagonstein, Owner, Macs Springs

"Our company takes savings initiatives very seriously. We know better
than to think this expense is something that we can truly minimize
without some type of inside industry help. Our CPA turned us onto Adam
Pflaumer and when we learned about his business model, it made perfect
sense. We have reduced our merchant service costs by more than 30%."
Sue DiLuigi, Owner, Vail Ranch Self Storage

"I was absolutely convinced that our bank was giving us the best deal,
but since I had nothing to lose in letting an impartial expert look,
combined with the fact that if there was savings, I didn't need to
switch from my bank, I figured why not. Adam helped us cut more than
$400 from our processing costs and we never had to change away from our
bank. I definitely recommend this to any business that takes credit
cards."
Gary Kuftedjian, Owner, Meineke & Econo

Get the eBook and companion video that'll help you save hundreds of dollars
on your next statement.

Want a sneak peak?
Check out the ebook here.

Here is what you will learn.

Introduction 9
Who Is Adam Pflaumer and
Why Should You Listen to Him? 11
How Much Should You Expect to Save? 14
Step One: Getting the Best Price 16
Step Two: Managing Your Interchange 22
Step Three: Net Sales Versus Gross Sales 28
Step Four: PIN-Based Debit 30
Step Five: Navigating the Incidental Fees 35
Appendix 1: Interchange Management
by General Business Type 42
Appendix 2: Business Types with
Special Interchange Programs 58
Appendix 3: Small Ticket Programs 70
Appendix 4: Sample Memo,
Credit/Debit Sales Procedures 73
Appendix 5: Visa Interchange 77
Appendix 6: MasterCard Interchange 104
Appendix 7: Debit Network Interchange 147
* The pricing terms you must insist on and why.
* The tricks of the trade that the processors don't want you to know.
* How to qualify for the most favorable Interchange categories.
* The 4 deadly downgrades and how to avoid them.
* Special reduced Interchange programs that your business may qualify
for.
* The litany of junk fees and how to avoid them.
* Common pitfalls that most merchants find themselves in.
* And more...

To Contact Us: info@lowermyprocessingfees or Call us (619)
786-0897

So what are you waiting for?
Take action now and get instant access for the special price of only
$97! (One Time Payment) (Available for a limited time only!)
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